Mooney is a free Android step counter that promises cash for walking, and unlike a lot of apps making that promise in 2026 it has a paper trail of people actually being paid: $5 PayPal transfers, prepaid Visa cards, even a couple of dollars in Litecoin. It also has one of the lowest exchange rates we have seen, at 10,000 coins to the dollar, which turns a full day of walking into about twelve cents. This guide works through who is behind it, what each step milestone is really worth, how the vault and the $5 floor interact, and whether it is worth a place on your phone.
Disclosure: Fitcoin is our own fitness-rewards app, so treat us as a competitor with an opinion. We have no relationship with Mooney and earn nothing if you install it. Everything here comes from the Google Play listing and its reviews, Mooney's own redeem screens as published by testers, a detailed July 2026 Reddit write-up with payout proof, two independent 2026 reviews, and the developer's replies to users, all checked on November 7, 2026. We have not reached a payout ourselves.
The short version
Mooney is real and it pays, usually within a day, through a third-party rewards service called Tremendous. The walking side is small: milestones at 20, 100, 500, 1,000, 2,500, 5,000 and 10,000 steps pay a cent or two each, so a 10,000-step day is about 12 cents and a month is roughly $3.50. Two short daily adverts, a seven-day streak, surveys and a savings "vault" can lift that to somewhere between $4 and $10 a month for a diligent user. The things to watch are the vault, which locks coins just when you want to cash out, and the thin company information. Fine as pocket change for a walk you were taking anyway; not a reason to walk.
Who is behind it
The Google Play developer is listed as Mooney Fitness & Rewards, with a postal address in Lagoa da Conceição, Florianópolis, in southern Brazil, a Brazilian mobile number and a support address at mooney.gg. That is more than many apps in this category give you, and the developer answers reviews within a couple of weeks in careful English. It is also less than you would want: there is no company registration number on the listing, an earlier version of the developer name was the rather less reassuring "Money & Free Cash Online", and the website's registration details are private. We could not find a named founder or team.
The numbers on the listing as of 22 October 2026: 100,000-plus downloads, a 4.7 rating from about 8,900 reviews, and a Mature 17+ content rating, which, as with FitCash, follows the offer and survey content rather than anything in the pedometer. Google's data-safety section says the app may share location and device identifiers with third parties and collects personal information, health and fitness data and two other categories, with encryption in transit and deletion on request. The Reddit user who wrote the most thorough account of it noted that the app itself is ad-free apart from the two optional daily adverts, does not need GPS, and asks for nothing more than an email at sign-up; a Nigerian reviewer found the absence of any email verification at all slightly unnerving, which is a fair reaction to an app that moves money.
What the coins are worth
Start with the exchange rate, because everything else follows from it. Mooney's redeem screen shows 1,000 coins as $0.10, so a dollar is 10,000 coins and the $5 PayPal minimum is 50,000. That is a tenth of Scrambly's rate and a hundredth of FitCash's, which does not by itself make it worse, since what matters is how many coins a step earns, but it does mean the balance will look impressive long before it is worth anything.
Steps pay by milestone rather than continuously. Through the day you pass 20, 100, 500, 1,000, 2,500, 5,000 and 10,000 steps, and each one unlocks a claim, generally worth 100 to 200 coins, which is one to two cents. Claim all seven on a 10,000-step day and you have made about 12 cents. There is a small daily "keep walking" bonus of another cent or two, and the two short adverts, around ten seconds each, pay a cent or two apiece. The seven-day streak pays 20, 30, 40, 50, 60, 70 and then 100 coins, which over a full week comes to 370 coins, or just under four cents. Surveys pay 15 to 20 cents when you qualify, and the usual complaint applies: being screened out at the last question with nothing to show for it.
| Activity | Coins | Cash value | Notes |
|---|---|---|---|
| All seven step milestones (10,000 steps) | About 1,200 | About 12 cents | Each claimed by hand; some on a timer |
| Two daily adverts | 200 to 400 | 2 to 4 cents | About ten seconds each; optional |
| Seven-day streak | 370 over the week | Under 4 cents | Resets if you miss a day |
| A survey | 1,500 to 2,000 | 15 to 20 cents | Only when you qualify |
| Games and offers | Varies | 1 to 40 cents each | Tracking complaints are common |
| Vault bonus | Percentage of locked balance | Grows with amount and time | Locks the coins; see below |
Add it all up and the Reddit account's estimate, which matches the arithmetic, is about $4 a month if you only walk and claim, and somewhere up to $10 if you do the surveys, games and vault as well. On the walking alone, the $5 floor is about six weeks away. On the step rate alone that puts Mooney slightly ahead of WeWard, whose 8 Wards at 10,000 steps are worth 5 to 6 cents, and level with CashWalk's 100 coins. The difference is what the numbers turn into: WeWard's Wards become bank or PayPal money at a published rate, CashWalk's coins become a gift card on a predictable schedule, and Mooney's coins sit behind a $5 floor and a vault that, as the next section explains, tends to swallow them at $4.90. In practice it belongs in the same bracket as Scrambly, FitCash and the rest of the apps where the pedometer is really a daily reminder to open the offer wall.
The vault, and why people get stuck at $4.90
Once your balance passes about a dollar, Mooney offers to put it in a vault. You choose an amount and a period, and at the end you get the coins back with a bonus on top; the longer and larger the lock, the bigger the bonus. As a mechanic it is harmless and even quite clever, since it rewards patience rather than tapping. The problem is where it sits in the flow. Several reviewers describe reaching the high four dollars, being prompted towards the vault, and then finding the coins they needed for the $5 cash-out locked for days or weeks. Nothing has been taken, but the money is not available either, and the app's countdown timers ("claim within 16h") are already pushing you to act quickly.
Cashing out
The redemption menu is PayPal at $5 and $10, a prepaid Visa at $5 and $10, Amazon, and three cryptocurrencies with lower floors: Litecoin at $2, Ethereum at $3 and Bitcoin at $5. The cash and card options are fulfilled by Tremendous, a US rewards-payment company that a lot of survey panels use, and that is the single most reassuring fact about Mooney, because Tremendous does not send money on behalf of companies that have not funded the account. One user posted a $5.09 Tremendous payment dated 7 May 2026 "sent on behalf of Mooney"; another posted a $2.04 Litecoin withdrawal from the day before; the Reddit writer posted a PayPal screenshot and described the money arriving within an hour after approving an email.
Against that, there are three things we would want you to know. A 2026 round-up of problem apps quotes a reviewer who says Mooney's minimum appeared to go from $10 to $50 after they installed it; we could not reproduce that and every other source shows $5, but check the redeem screen before you start rather than trusting any figure here. A number of reviews describe the step counter freezing and dropping steps, and a login error ("unable to verify your session") that locked one long-term user out of their balance for weeks; the developer's advice in both cases was to reinstall and email support. And the referral programme pays up to half of what your referrals earn, which is why so many of the glowing posts about Mooney come with a code attached. None of this is unusual for a small rewards app, but together they argue for cashing out early and often rather than building a balance.
Who should install it
Someone on Android who walks a reasonable amount, is happy to open an app a few times a day to tap milestones, and will treat $5 every six weeks as a pleasant surprise rather than a goal. The app is light, does not need location, and the payout path has worked for other people. If you also do surveys, Mooney's are reported to pay more than its walking by a wide margin.
Someone who wants their steps to be worth something should look at WeWard in the countries it serves, Macadam in Europe, or Evidation in the US with a wearable, because twelve cents a day will not keep anyone walking. And if what you really want is credit for whole workouts rather than steps, with no milestones to tap and no vault, that is what Fitcoin does. The full picture, every app we have checked grouped by what it actually pays, is in apps that pay you to walk.
Frequently asked questions
Is Mooney legit or a scam?
Mooney does pay. There is public proof of $5 PayPal and Visa payouts sent through Tremendous in 2026 and of $2 Litecoin withdrawals, and the Google Play listing has a 4.7 rating from about 8,900 reviews with a Brazilian company address attached. The caution is the rate: 1,000 coins is 10 cents, so walking is worth about 12 cents a day and the $5 floor is slow to reach from steps alone.
How much does Mooney pay per step?
Mooney pays per milestone rather than per step: 20, 100, 500, 1,000, 2,500, 5,000 and 10,000 steps each unlock a claim worth roughly 100 to 200 coins. At 10,000 coins to the dollar that is 1 to 2 cents a milestone and about 12 cents for a full 10,000-step day, or around $3.50 a month from walking.
What is the Mooney minimum cash-out?
$5 for PayPal, Visa and Amazon, which is 50,000 coins. Litecoin is lower at $2, Ethereum $3 and Bitcoin $5. Users describe PayPal money arriving within a day, often within the hour, with a confirmation email to approve first. One 2026 reviewer reported the floor appearing to rise after installation, so check the redeem screen before you commit.
What is the Mooney vault?
Once you hold about $1 in coins you can lock it in a vault for a bonus that grows with the amount and the time you leave it. It is optional, but several users describe coins ending up in the vault near the $5 threshold and being unable to cash out until the lock period ends, so read the lock terms before you tap.
Is Mooney on iPhone?
No. As of November 2026 Mooney is Android only, listed on Google Play as gg.mooney.app with Health Connect support. We could not find an App Store version.
Method: Checked November 7, 2026 against the Google Play listing for gg.mooney.app (Mooney Fitness & Rewards, Florianópolis, Brazil; updated October 22, 2026; 100K+ downloads; 4.7 from 8.9K reviews; Mature 17+) including its data-safety section and developer replies, published screenshots of the redeem and vault screens, a July 2026 r/beermoneyglobal write-up with PayPal proof, a 2026 review that documented Tremendous and Litecoin payment proofs, a Nigerian review of mooney.gg, and a 2026 list of problem apps that quoted a changed-minimum complaint. Coin values are as shown to users and the developer can change them without notice. Fitcoin has no commercial relationship with any app named here.
Related reading: Apps that pay you to walk via PayPal, Are walking reward apps legit?, What walking apps pay for 10,000 steps, Is Scrambly legit?, Is FitCash legit?, Is Fitcoin legit?
About the author: Harris Khan is the co-founder and CTO of Fitcoin, a UK fitness-rewards and health-insights app that reads Apple Health and Health Connect.